Claims / Road Traffic Accidents
Property Damage Claims
While physical healing is always the highest priority after a road accident, the sudden, violent destruction of your personal assets introduces an immediate financial emergency to your doorstep.
- Total vehicle loss or comprehensive repair value
- Loss of use and rental transport allowances
- Destruction of personal electronics and cargo
1,200+
Claims handled
94%
Settlement rate
24h
Initial response
100%
Transparent fees
What Can I Claim For in a Property Damage Claims?
Total vehicle loss or comprehensive repair value
Maximized compensation based on true vehicle market value or the complete, certified cost to structurally restore your vehicle to pre-accident conditions.
Loss of use and rental transport allowances
A daily cash allowance or full coverage for a rental vehicle to keep your life moving smoothly while your vehicle is out of commission.
Destruction of personal electronics and cargo
Full restitution for expensive smartphones, laptops, dashcams, child car seats, or commercial goods ruined inside the vehicle during the impact.
How a claim moves forward
A simple, transparent process from first call to final settlement.
Free consult
Tell us what happened. We listen first, no pressure.
Evidence
We gather police, medical and witness records on your behalf.
Negotiate
We push insurers hard, and litigate when they won't budge.
Compensation
You recover, we secure the settlement you deserve.
Frequently Asked Questions About Property Damage Claims
It is an economic asset action focused explicitly on recovering the complete financial value of your physical property destroyed or damaged by a reckless third party.
The registered legal owner of the damaged vehicle, or the rightful owner of any commercial goods, high-end electronics, or personal property ruined during the accident.
Yes. Your property claim can encompass a daily 'Loss of Use' financial payout, full compensation for high-end electronics damaged in the vehicle, towing and storage fees, diminished vehicle market value post-repair, and child safety seat replacements.
First, secure your official police report by lodging it at the nearest station within 24 hours of the incident. Next, obtain absolute medical documentation—including your initial emergency admission sheets, specialist diagnostic summaries, and all treatment receipts. Once your records are ready, contact our firm. We handle all formal liability communication, compile special and general damage assessments, and negotiate directly with the at-fault driver's third-party insurer. If they refuse to offer a fair settlement, we advance your case directly into civil litigation to protect your rights.
Yes. Under Section 12 of the Civil Law Act 1956, Malaysia operates on a system of contributory negligence. Sharing a portion of the blame does not cancel out your legal right to file an action. Instead, the court will evaluate the situation, determine your percentage of responsibility, and reduce your final compensation package by that exact percentage. For instance, if you are awarded RM100,000 but are found to be 20% responsible for the incident, you will still collect the remaining 80% (RM80,000).
Yes, and acting swiftly is vital to safeguard your evidence. For general personal injuries, orthopedic fractures, and asset damage, the Limitation Act 1953 establishes a rigid limitation period of 6 years from the exact date the accident occurred. However, if you are bringing a wrongful death or dependency claim on behalf of a lost loved one, the Civil Law Act 1956 sets a much tighter window of exactly 3 years from the date of their passing.
